EPOS CREDIT CARDS - Integrated Chip and Pin Payment Methods
Using integrated online credit cards with a chip and pin pad is quite standard. The retailer signs up for a bureau facility and the cards authorisation and money collection go through a secure link over broadband. Reduces counter space and increases speed of card payments.
Sample Screenshots
A selection of screenshots, please click to enlarge
- Less counter space than a PDQ machine
- No double entry of bill causing mistakes
- Faster authorisation via broadband
- Chip and pin compliant
- Interrogate sales gone through or not via Website
- Only one phone line needed
- Includes all polling, support and pin pad
- Can move banks easily without changing terminals
Integrated credit cards perform a lot faster than a PDQ card terminal as the line is overbroadband and card slip printed by the tills printer
With the move to greater and greater security , then all communications are over a secure network and all card information is stored off site
The use of a bureau means you are not tied in to the banks terminals and can move authorising bank if required
Card processed or not is easy to identify quickly through interrogation of the bureau services
Using the card terminals you can also provide phone card top up or gift card schemes as an extra service
DO I NEED TO CHANGE MY CREDIT CARD MACHINES ?
You can stay with bank terminal PDQ machines and just enter the credit card details into the till, but it is quicker and more accurate to have an integrated system.
WILL MY CARD PAYMENTS BALANCE UP BETTER ?
The fact that the payment does not have to be put through a separate card machine , leading to the problem of mis-entry or no payement at all, ensures all sales are paid in total
WILL I BE ABLE TO CHANGES BANKS IN THE FUTURE ?
Yes, you can change bank based on the best rates and all this needs is an administrative change as to where the payments will be sent .
WHO PROVIDES THE CREDIT CARD SYSTEM, IS IT COMPLICATED TO ARRANGE ?
You need to sign up with either COMMIDEA or YESPAY which are both credit card bureuas and Open Retail will set up the systema and train on it